Uniform Residential Loan Application
The mortgage industry has gone through many changes over the past few years. Most loans are eligible for Fannie Mae or Freddie Mac Automated Underwriting. When I receive your completed application I’ll set-up a Loan Profile, pull your credit report, and call/email you to review. Once we’ve completed our review I’ll run your file for an automated underwrite and process your loan. If your particular Loan Profile is not eligible for a Fannie Mae/Freddie Mac underwrite I have many other program options.
Instructions
Page 1 – complete all sections that apply to you as completely as possible. Please complete a 24 month residence history and a 24 month employment history (sections I, II, III, and IV). We can discuss via phone/email if you can’t complete 24 months for some reason. Entering a Zip code will identify the State.

Page 2 – complete: Monthly Income and Combined Housing Expense (section V)

Assets (section VI) institution name and approximate balance/no need for account numbers.

Liabilities (section VI) skip entering Liabilities. When I pull your credit report it will populate this section automatically.

Page 3 – section VI continued – please complete Schedule of Real Estate Owned and answer Declarations questions in section VIII.

The pages will email to me as you complete them. If any info is missing it’s OK. I’ll obtain it when I review with you

 
The income or assets of a person other than the "Borrower" (including the Borrower's spouse) will be used as a basis for loan qualification or;
The income or assets of the Borrower's spouse will not be used as a basis for loan qualification, but his or her liabilities must be considered because the Borrower resides in a community property state, or the security property is located in a community property state, or the Borrower is relying on other property located in a community property state as a basis for repayment of the loan.
Your Email Address:

Who referred you to our web site?:

I. Type of Mortgage and Terms of Loan
Loan Amount: $ Interest Rate:
Term of Loan: Type of Loan:
Amortization Type:

II. Property Information and Purpose of Loan
Street Address:
City: State: Zipcode:
Purpose of Loan:
If purchasing, enter purchase price of home:
If this is a refinance loan, complete the following:
Purpose of Refinance:
Year acquired: Original Cost:
Manner in Which Title Will be Held:

III. Borrower Information

Borrower
First Name:    
Middle Initial:
Last Name:    
Social Security No.:
Home Phone:
Date of Birth:   
Yrs. of Schooling:
Present Address:
Street Address:
Mailing Address:

City:
State: Zip:
Own / Rent

Co-Borrower
First Name:   
Middle Initial:
Last Name:   
Social Security No.:
Home Phone:
Date of Birth:   
Yrs. of Schooling:
Present Address:
Street Address:
Mailing Address:
City:
State: Zip:
Own / Rent

If residing at present address for less than 2 years, complete the following:
Previous Address:
Street Address:
City:
State: Zip:
Number of Years at this address:
Own / Rent 		Previous Address:
Street Address:
City:
State: Zip:
Number of Years at this address:
Own / Rent

IV. Employment Information 
Borrower

Name of Employer:
Street Address:
City:
State: Zip:
Position/Title/Type of Bus:
Years on this job:
Months on this job:
Years in current profession:
Business Phone:
Self-employed: Yes No

Co-Borrower

Name of Employer:

Street Address:

City:
State: Zip:
Position/Title/Type of Bus:

Years on this job:
Months on this job:
Years in current profession:
Business Phone:
Self-employed: Yes No

If employed in current position for less than two years, complete below: 
Name of Employer:
Street Address:
City:
State: Zip:
Position/Title/Type of Bus:
Business Phone:
Monthly Income: $
From - To:
Self-employed: Yes No 		Name of Employer:
Street Address:
City:
State: Zip:
Position/Title/Type of Bus:
Business Phone:
Monthly Income: $
From - To:
Self-employed: Yes No
Name of Employer:
Street Address:
City:
State: Zip:
Position/Title/Type of Bus:
Business Phone:
Monthly Income: $
From - To:
Self-employed: Yes No 		Name of Employer:
Street Address:
City:
State: Zip:
Position/Title/Type of Bus:
Business Phone:
Monthly Income: $
From - To:
Self-employed: Yes No

 

Rob Tierney
MSA Mortgage, LLC
Toll Free: 888-496-7009
Fax: 802-496-7049
E-Mail: Rob@RobTLoans.com